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اللَّهُمَّ إنِّي أعُوذُ بِكَ مِنَ الْهَمِّ وَ الْحَزَنِ وَ الْعَجْزِ وَ الْكَسَلِ وَ الْبُخْلِ وَ الْجُبْنِ وَ ضَلَعِ الدِّيْنِ وَ غَلَبَةِ الرِّجَالِ
Allahumma inni a'udhubika minal hammi wal hazan, wal 'ajzi wal kasal, wal bukhli wal jubn, wa dhala'id-dayni wa ghalabatir rijaal
O Allah! I seek refuge in You from grief and sadness, from weakness and from laziness, from miserliness and from cowardice, from being overcome by debt and from being overpowered by men (other people).
Al-Bukhari 7:158
"When a person dies, his works end, except for three: ongoing charity, knowledge that is benefited from, and a righteous child who prays for him."
Prophet Mohammed (PBUH)
"The best of what a man leaves behind are three: a righteous child who supplicates for him, ongoing charity the reward of which reaches him, and knowledge that is acted upon after him."
Sunan Ibn Mājah
"Every day two angels come down from Heaven and one of them says, 'O Allah! Compensate every person who spends in Your Cause,' and the other (angel) says, 'O Allah! Destroy every miser.'"
Sahih Bukhari